Holiday Shopping on a Budget

With the holidays near, many people are stressed about shopping. As online retailers sell out on particular products for weeks and shippers can’t fill orders fast enough, many people might feel their only choice is to spend more than they were planning. 

Whatever your budget, you don’t need to overspend to show your gratitude for the people in your life. The holidays are about gratitude, not things. Your holiday shopping budget should reflect where your values and where you are fiscally at the end of the year, not where you’d like to be. Start saving earlier in the year, if possible. If you don’t have the money to spend, remember that you’re not obligated to go into debt for non-essentials. 

If you want to give the people in your life something that shows you’ve not just been thinking about them but that they, too, mean something to you, create a holiday shopping budget to keep yourself out of debt. 

Consider these seven tips on how to keep your budget in check from Clothing Shop Online:


1. Make a list, check it twice

To hone in on the season of giving, create a list of the people for which you’re buying a gift so you don’t get carried away or buy something your loved ones don’t need or want. Simply asking what they’d like is your best bet (and in the right size), but if you’re the mischievous type and hope to watch their face light up, scope their social media for their interests. Does your loved one have a Pinterest account where they save things they’ve researched and hope to splurge on one day? Or do they have other social media accounts where they’ve publically liked certain things? You could also ask those closest to them if they know what your loved one would like. Conducting some research is crucial to not spending too much. If you’re shopping for clothing, you need to know their sizes in advance. Not all sizing is created equal and varies between brands, even countries, so learn more about clothing measurements and sizing guides.


2. Make a budget

Decide on your total limit

If you haven’t had the ability all year to squirrel away some savings towards holiday shopping, decide how much you can reasonably spend without using credit. No budget is too small if you’re willing to put in some time hunting for deals and getting creative. If possible, build in a 10% buffer, or whatever you think is realistic, so that if you go over, you’re still within your means. 

Hidden costs

Don’t forget to list all of your expected holiday expenses, including wrapping paper, gift cards, potential travel, and charitable donations. People often forget about these not-so-hidden costs of holiday shopping, which can eat into your gift budget. 

Budget per category

Input price range limits for each category of spending. This will help you narrow gift ideas before you start shopping.

Track purchases

As you begin your holiday shopping, subtract money spent from your budget total. This will help you make any adjustments as necessary across your categories. 

Buy in cash when possible

It seems that using cash has gone out of style these days. However, studies show that using cash when shopping significantly reduces spending. While credit cards are excellent for travel and anything you may need to contest in the event of identity theft, watching cash physically leave your wallet makes you less likely to part with it. 


3. Get an early start on shopping

The key to staying on budget for your holiday shopping is to start early. Consider the times of the year when certain stores offer big sales. Do your holiday shopping before prices fluctuate so that you can take advantage of the best deals.

Don’t forget to account for shipping windows and fees. All too often, we stay on budget, even coming in well under, only to blow our budget on last-minute shipping to overnight something. Or worse, shippers are overwhelmed and deliver your items too late – past the holidays. More than ever, shippers cannot keep ahead of the demands placed on it by internet shoppers. 


4. Know the best time to buy

Black Friday and Cyber Monday Deals

For many retailers, Black Friday and the following week of sales offer some of the best deals all year. Whether you’re looking for electronics or anything else, if you can purchase it online, Cyber Monday offers even better deals than Black Friday. The latter was created to drive online sales. Over the years, Cyber Monday sales sometimes eclipse those of Black Friday. You’ll find the most big-box deals during these two days.

Finding Daily Deals

Sign-up for sale reminders and plug them into your calendar so that if it’s possible, you can buy at a significant discount when the occasion arises, months in advance.

Small Business Saturday

Many small businesses offer excellent savings around the holidays as well, the day after Black Friday. Since small businesses are the back-bound of both local and national economies, consider reinvesting back into your community by buying local or small. You can easily do so now online without having to leave your home. 

Green Monday

Similar to Cyber Monday, Green Monday, a term eBay coined in 2007, refers to December’s best sales. It often occurs on the second Monday of the month.


5. Using site plugins for discounts

Popular site plugins include HONEY and RetailmeNot. Just make sure the plugins are compatible with your internet security hygiene, so you don’t inadvertently let companies scope your search history and sell your privacy. 

Keep track of free shipping policies to save even more. Clothing Shop Online’s free shipping discount applies to all orders. Look into its Free Shipping Policies over $59.


6. Buying them the essentials 

Essentials always make great gifts because you know your loved ones will use them, rather than letting your gift languish. Sweatshirts and hoodies are good year-round, and so are t-shirts. Don’t forget blankets, which can feel like a hug from afar. 


7. Crafting something just for them

The best gifts of all are personalized and DIY. Whether you went to give your loved one a good laugh or a keepsake, there are several ways to create the perfect care package or easy DIY Christmas gift.


Choosing gifts this holiday shopping season doesn’t have to break the bank, but it does require some preemptive planning. You don’t have to spend a lot to show your loved ones that you’re thanking them, especially with Clothing Shop Online’s holiday shopping budget tips.



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